Personal Finance and Investments – Major #2032 - Certificate

This program map only provides one possible pathway for degree and/or certificate obtainment and is for reference only. Please schedule an appointment with a counselor to develop your individualized Student Education Plan.
It is also important to discuss your transfer options with a counselor because each university will require specific courses.

Prepares students to enter the workforce and demonstrate acquired skills and qualifications to employers for those seeking an entry level position in banking, finance, or insurance.  Also serves as a step incentive.

1. Ability to create and analyze the four basic financial statements and budgets and recognize and evaluate opportunity and risk.

2. Ability to identify and discriminate between different financial markets, institutions and products and determine appropriateness to market participants.

3. Ability to describe the impact of exogenous factor inputs such as monetary and fiscal policy and changes in interest rates on financial management.

4. Ability to describe the basic principles of credit, insurance, large asset investment, saving and investing for the future, career development strategies, goal setting with respect to achievement of personal and lifelong financial objectives and business.

Program Map

Certificate Requirements

6 units
BA 30
Personal Finance
This course examines personal financial management from an economic and behavioral perspective. Emphasis on the life-long impact financial decisions have on individuals, families and society. Topics include time value of money, opportunity cost and marginal analysis; tax strategies; financial planning strategies; financial monitoring and reporting; money & credit management; purchasing strategies and large asset acquisition; risk management through home, health, auto and disability insurance; saving and investing; and retirement and estate planning. (A, CSU, UC)

Course Details:

  1. Advisory: BA 10
    1. CSU Transfer
      BA 34
      Fundamentals of Investing
      In this course, students will study basic investment theory and practice including security valuation. This course includes strategies for investments in government securities, corporate bonds, stocks, mutual funds and basic derivatives. (A, CSU)

      Course Details:

      1. Advisory: BA 30
        1. CSU Transfer